Proudly operating under TMG The Mortgage Group · FSRA #10315 · 35+ years of industry experience
Your Real Estate Capital Advisory Team

Where Experience
Meets Capital.

Commercial, term, bridge, residential, construction and CMHC multifamily financing, arranged across Canada through the banks and credit unions, and through private lenders when the file is anything but straightforward.

Our lender relationships span Canada and every real estate asset class, from single family homes to multi unit apartment buildings. The banks and credit unions for the files they love, private and alternative lenders for the ones they won’t touch.

Financing Options

Five of the most common ways we arrange capital.

01 · Commercial Financing

Qualified the way commercial lenders actually think.

Offices, retail, industrial, mixed use and owner occupied buildings. We build your file on the property’s own income using a debt service coverage model, so it reads exactly the way the lender’s credit team will read it. If your business occupies the building, its income carries weight too. And if you are ready to expand but the capital is not there yet, that is precisely the gap we fill.

  • DSCR based qualification on the property’s own income
  • Business income supporting owner occupied purchases
  • Business expansion financing when the income is strong but the capital is not there yet
  • Acquisition, refinance, equity takeout and bridge
  • The big five banks, credit unions, monolines and private capital
Discuss your file
Commercial glass architecture
Commercial · Industrial · Retail
02 · Residential Financing

Home financing, done properly.

From your first set of keys to a growing portfolio. Purchases, refinances, renovations, rentals, vacation homes and house flips, all matched to the lender that fits your life instead of the one behind the nearest counter.

  • Purchases, refinances and pre approvals at no cost
  • Purchase programs from as little as 5% down
  • Low down payment house flips, renovations and bridging between homes
  • Self employed, new to Canada and investor programs
  • Home equity lines and second mortgages
Get pre approved
Modern residential home
Purchase · Refinance · Equity
03 · Construction & Land Financing

From raw land to occupancy.

From a single family custom build to a full multi unit apartment project, every sector of construction is covered. We work with our clients from the design stage, so the project is put together with financing in mind from day one. And we speak builder because we have been builders: draw schedules that match how builds actually run, interest reserves living inside the facility and a takeout planned before the first shovel.

  • Single family custom builds and spec homes
  • Townhouse, condominium and apartment projects
  • Pre development and land acquisition
  • High leverage and mezzanine where the deal supports it
Bring us your project
Construction planning
Construction · Land · Mezzanine
04 · CMHC Multifamily · Construction & Term

CMHC financing, guided by people who have walked the road.

MLI Select is the most powerful financing program in Canadian multifamily. It is also a long, document heavy process that punishes anyone who walks it without a guide. There is too much to list on one page, so here is what matters: we built a team exclusively around CMHC financing, energy consultants, project surveyors, architects and designers, and your file moves through scoring, packaging and the CMHC queue without ever stalling on our side.

Score your project
Multifamily apartments
MLI Select · Multifamily
How we run an MLI Select file
95%Max Loan to Value
50 yrsMax Amortization
5+Units to Qualify
100 ptsAffordability · Energy · Access
1

Score the Project

Points modelled across affordability, energy and accessibility before anything is submitted, so you know your leverage up front.

2

Build the Package

Our surveyors, energy consultants and appraisers assemble a submission underwriters can approve without a second pass.

3

Manage the Process

We run the file through the approved lender and CMHC, chase every query and report back in plain English.

4

Closing and Beyond

Construction draws through term takeout, we stay on the file long after the commitment is signed.

Why Us

There is a shortcut for everything in life, except experience.

We build relationships with our clients over years, not transactions over days. It starts with getting to know you and your goals inside and out, because that is where the right financing begins.

Your file is set up for success from day one. An improperly structured file shopped around the industry can damage your reputation and your project before you have even started. That is why the right team matters more than any rate sheet.

Years of working every real estate asset class across Canada taught us what will work, what will not and where the traps hide. We are straight with you about all of it, and we spend our time on the files we believe will fund. And when a file does not fit the box, private and alternative financing is our home turf.

The Village

An entire village behind every file.

No file gets placed by one person. Behind every deal stands a village we spent years building: surveyors, energy consultants, environmental specialists, appraisers, lawyers and specialised insurance brokers, with direct lines to lenders across Canada, institutional and private.

SurveyorsEnergy ConsultantsEnvironmentalAppraisersLawyersInsuranceInstitutional & Private Lenders Across Canada
MoonHillCapital

Meet the Founders.

In 2025 alone, the founders and the team behind them arranged $103 million in mortgage financing for clients across Canada. Behind every file works a full pre-underwriting team that prepares each deal and drives it through the process, so nothing ever bottlenecks on our side.

Hakan Mounir

Hakan Mounir

Co-Founder · Mortgage Broker · Team Leader

More than 27 years in real estate, from building it to financing it. Hakan specialises in CMHC multifamily financing and private and alternative lending, and he built the village of specialists that powers MoonHillCapital.

Lee Hillman

Lee Hillman

Co-Founder · Level 2 Mortgage Agent · Team Leader

A career spent on commercial, development and alternative files, with a reputation for structuring the deals other shops hand back. Lee knows what a credit committee needs to see before they know they need it, and files that arrive stuck tend to leave funded.

Hakan MounirLicence # M20003496Hakan@MoonHillCapital.ca647-425-4468
Lee HillmanLicence # M20001601Lee@MoonHillCapital.ca905-520-6311

Bring us the file no one else could place.

The property, the plan and the ask. We will come back with an honest read and a clear path forward. We do not charge a penny unless your deal funds.

Sends from your own email, straight to Hakan and Lee. Prefer to just write? Open a blank synopsis email.

Hakan Mounir  ·  Hakan@MoonHillCapital.ca  ·  647-425-4468 Lee Hillman  ·  Lee@MoonHillCapital.ca  ·  905-520-6311