· FSRA #10315 · 35+ years of industry experience · FSRA #10315 · 35+ years of industry experienceTerm, bridge, residential, construction and CMHC multifamily financing arranged across Canada through institutional lenders like the banks and credit unions, alongside private lenders for the files that are never straightforward.
Offices, retail, industrial and owner occupied buildings, qualified on property income with a DSCR model.
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Purchases, refinances, renovations, rentals, vacation homes and house flips.
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From single family builds to apartment projects, with land and everything in between.
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MLI Select construction and term financing, with a team built exclusively for it.
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Fast, honest access to private and alternative capital for the files that refuse to fit the box.
Learn MoreOffices, retail, industrial, mixed use and owner occupied buildings. We package and qualify the file on the property’s own income using a debt service coverage ratio model, the same way the lender’s credit team will read it. And where your business occupies the property, its income can help qualify the mortgage too. Ready to expand but short of the capital to do it? If the income is there, that is exactly the gap we fill.
From a first set of keys to a growing portfolio. We arrange purchases, refinances, renovation money, rental properties, vacation homes and house flips, and we match you to the lender that fits your life rather than the one behind the nearest counter.
Every sector of construction is covered, from a single family custom build through townhouses and condominiums to multi unit apartment projects, and everything in between. We speak builder because we have been builders, so draw schedules are realistic, interest reserves live inside the facility and the takeout is planned before the first shovel.
MLI Select is the most powerful financing program in Canadian multifamily, and a long, document heavy process that punishes the unguided. There is honestly too much to list on one page. What matters is this: we built an entire team around CMHC financing exclusively, energy consultants, project surveyors, architects and designers, so your file moves through scoring, packaging and the CMHC queue without ever stalling on our side.
Score your project
Points modelled across affordability, energy and accessibility before anything is submitted, so you know your leverage up front.
Our surveyors, energy consultants and appraisers assemble a submission underwriters can approve without a second pass.
We run the file through the approved lender and CMHC, chase every query and report back in plain English.
Construction draws through term takeout, we stay on the file long after the commitment is signed.
We build relationships with our clients over years, not transactions over days. It starts with getting to know you and your goals inside and out, because that is where the right financing begins.
Your file is set up for success from day one. An improperly structured file shopped around the industry can damage your reputation and your project before you have even started. That is why the right team matters more than any rate sheet.
Years of working every real estate asset class across Canada taught us what will work, what will not and where the traps hide. We are straight with you about all of it, and we spend our time on the files we believe will fund. And when a file does not fit the box, private and alternative financing is our home turf.
Behind every deal stands the village we built for exactly these files: surveyors, energy consultants, environmental specialists, appraisers, lawyers and specialised insurance brokers, with direct lines to multiple lenders across Canada, institutional and private.
In 2025 alone, the founders and the team behind them arranged $103 million in mortgage financing for clients across Canada. Behind every file works a full pre-underwriting team that prepares each deal and drives it through the process, so nothing ever bottlenecks on our side.
More than 27 years in real estate, from building it to financing it. Hakan specialises in CMHC multifamily financing and private and alternative lending, and he built the village of specialists that powers MoonHillCapital.
A career spent on commercial, development and alternative files, with a reputation for structuring the deals other shops hand back. Lee knows what a credit committee needs to see before they know they need it, and files that arrive stuck tend to leave funded.
The property, the plan and the ask. We will come back with an honest read and a clear path forward. We do not charge a penny unless your deal funds.